LIVE PSYCHIC CHAT – ADVISOR TERMS & CONDITIONS
Last Updated: November 24, 2025
These Advisor Terms & Conditions ("Advisor Terms") govern your access to and participation as a psychic advisor ("Advisor") on the Live Psychic Chat mobile application, website and associated platforms (“Platform”). By registering as an Advisor, you confirm that you have read, understood and agree to be legally bound by these Advisor Terms.
If you do not agree, do not register or use the Platform.
1.1 You must be 18 years of age or older, legally capable of entering binding contracts and legally permitted to perform psychic, intuitive or spiritual advisory services in your jurisdiction.
1.2 By registering, you affirm that all information you provide is accurate, truthful and complete. Providing false information may result in immediate termination and forfeiture of earnings.
1.3 By accessing or using the Platform, you accept these Advisor Terms, the general User Terms & Conditions, the Privacy Policy, and any additional policies or guidelines we publish.
2.1 Live Psychic Chat operates solely as a digital marketplace connecting clients with independent Advisors. We do not provide psychic readings, advice, predictions, or related services.
2.2 Advisors are independent contractors, not employees, agents, partners or representatives of Live Psychic Chat.
Nothing in these Advisor Terms creates any partnership, employment, agency, franchise or joint venture.
2.3 You are solely responsible for:
your services
your conduct
the accuracy and safety of your readings
the content you provide
legal compliance in your jurisdiction
As an Advisor, you agree to:
3.1 Respond to client messages, calls or video sessions professionally and promptly when you are online and available.
3.2 Provide readings solely for entertainment purposes and clarify that no information constitutes legal, medical, financial, psychological or professional advice.
3.3 Maintain accurate profile information, including:
personal photo
truthful description
true experience and qualifications
3.4 Respect all confidentiality rules and never disclose client information outside the Platform.
3.5 Perform all services only through the Platform.
You must not attempt to:
exchange personal contact information
move clients off-platform
solicit external payments
market or promote other services
3.6 Comply with all applicable laws, regulations and licensing requirements.
Advisors must NOT provide advice related to:
medical or mental health issues
pregnancy, paternity or fertility
legal matters, criminal matters or law enforcement
financial, tax or investment advice
gambling, lottery, betting or games of chance
controlled substances or illegal activities
Violation may lead to immediate termination.
5.1 You acknowledge and agree that:
You are self-employed
You set your own hours and availability
You decide how to provide readings
You are responsible for your own tools, devices and expenses
You are responsible for your own tax filings and compliance
5.2 You have no authority to bind Live Psychic Chat to any contract, representation or obligation.
6.1 Current Commission Rate: 30%
6.2 Cashout Fee:
No fee for cashout via Bank transfer, $4.99 for PayPal cashout.
6.3 Payment Schedule:
You can cashout whenever your available balance reaches $100 USD.
6.4 Adjustments:
We may withhold or reverse earnings if:
client complaints are validated
fraud, chargebacks or disputes occur
you violate platform policies
suspicious activity is detected
6.5 No Guaranteed Earnings:
We do not guarantee visibility, traffic, ratings, bookings or income.
7.1 If a client initiates a chargeback or is found to be fraudulent, the related Advisor earnings will be fully deducted from your balance.
7.2 Advisors must cooperate promptly with fraud investigations.
Advisors must NOT:
engage in harassment, intimidation or abusive behaviour
use profanity, hate speech or obscene content
defraud or mislead clients
create fake client accounts or testimonials
request tips or off-platform payments
operate multiple Advisor accounts
send spam or promotional content
manipulate ratings or feedback
provide copied or repetitive replies
breach confidentiality of any client
disparage the Live Psychic Chat brand
Violation may result in:
warnings
payment reversals
fines
suspension
permanent termination
forfeiture of all unpaid earnings
9.1 All client information is strictly confidential.
You must not store, screenshot, save, publish or share any client communication outside the Platform.
9.2 Any content you create or upload on the Platform may be used by us for:
promotion
marketing
platform operations
review and safety
You grant us a perpetual, royalty-free license for such use.
10.1 If you remain inactive for more than 30 days, your account may be automatically deactivated.
10.2 We may suspend or terminate your account at any time if:
you violate any policy
you engage in prohibited conduct
you fail verification
we detect fraud or risk
we deem your activity harmful to the platform
10.3 Upon termination, all unpaid earnings are forfeited.
You acknowledge that no platform is immune to hacking, cyberattacks, data theft or unauthorized access.
Live Psychic Chat is not liable for:
hacked accounts
data breaches
intercepted communications
loss of messages, recordings or content
technical errors, outages or downtime
device or network failures
Use the Platform at your own risk.
You are solely responsible for reporting and paying any taxes associated with your income from the Platform.
To the maximum extent permitted by law, you release Live Psychic Chat, its owners, affiliates, employees and partners from:
all claims
damages
losses
disputes
liabilities
lawsuits
costs
injuries
consequences resulting from your services, readings or interactions with clients.
You agree to fully indemnify, defend and hold harmless Live Psychic Chat and its owners, directors, employees, partners and agents from any and all claims, damages, losses, liabilities, costs, fines, or legal fees arising from:
your actions or omissions as an Advisor
your advice, readings or content
your interactions with clients
your use of the Platform
your breach of these Advisor Terms
your violation of any law
any claim brought by a client against the Platform
This clause survives termination.
To the fullest extent permitted by law:
Live Psychic Chat shall NOT be liable for any indirect, incidental, consequential, punitive or special damages.
Our total liability to you shall not exceed the amount paid to you in the 30 days prior to the claim.
All psychic readings are provided “AS IS” without warranty or guarantee.
Live Psychic Chat operates a private digital marketplace and reserves the right, at our sole discretion and for any lawful reason, to refuse access to the Platform or remove any Advisor. This includes the right to:
We may take such action at any time, with or without notice, and we are under no obligation to provide any explanation for our decision.
All decisions made by Live Psychic Chat regarding Advisor access are final. Upon termination, any unpaid earnings may be forfeited if termination results from policy violations, fraudulent behaviour or risk concerns.
Nothing in this section permits unlawful discrimination. We do not refuse Advisors based on protected characteristics such as race, gender, religion, disability or sexual orientation.
Live Psychic Chat does not represent or endorse any Advisor as having supernatural, psychic, spiritual or intuitive powers. Advisors must not claim or guarantee absolute accuracy, certainty, or guaranteed outcomes of any reading or prediction.
All readings must be presented as personal opinions and interpretations offered for entertainment purposes only. Advisors are prohibited from making statements that imply:
Advisors acknowledge that making false, misleading, absolute or guaranteed claims may result in suspension or permanent removal from the Platform, with forfeiture of earnings where applicable.
Live Psychic Chat reserves the right to immediately suspend or permanently terminate any Advisor account if the Advisor threatens legal action against the Platform, its staff, or Users.
Advisors who initiate, threaten or imply legal action concerning platform operations, policies, ratings, payments, user interactions or account decisions may have their access revoked without notice.
Such actions are considered a breakdown of trust and cooperation required to participate on the Platform. Upon termination under this clause, any unpaid earnings may be forfeited if the Advisor is found to be acting in bad faith or in violation of Platform policies.
Live Psychic Chat does not guarantee the storage, retention or continued availability of any Advisor data, chat messages, media files, recordings, profile information, analytics or account history. Content may be deleted, removed, archived or purged at any time without prior notice.
Advisors are solely responsible for retaining any information they wish to keep for personal or business purposes. The Platform is not liable for any loss or deletion of data, earnings history, messages or any other material.
These Advisor Terms are governed exclusively by the laws of England and Wales.
Any disputes shall be resolved in the courts of London, England.
We may modify these Advisor Terms at any time.
Updated versions will be posted on the Platform.
Continued use of the Platform constitutes your acceptance.
By becoming an Advisor, you acknowledge that you have read, understood and agree to be bound by these Advisor Terms.